The lending process

This course is in Swedish
1 600 kr ex. VAT
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Web based training

This course tells you everything you need to know about working with granting credits. You will learn what credits are and what the law requires of you to do before you grant credits. You will learn what credit is, what the law requires you to do before you grant a credit, what information your customer is entitled, and how to make sure that your customer can pay back.

The goal is to help you understand the function of security in the lending process.

It takes about 30 minutes to complete the course and the concluding knowledge test. Once you are approved and done you can print a certificate.

Who is this for?

This course is for those who are about to start working in credit management or who want to update their knowledge in the subject.

Course content

About credit

  • What is a credit?
  • The purpose of the credit test
  • Credit loss
  • Laws and regulations for the lending process

Credit management

  • The steps of credit management
  • Repayments
  • Monthly rates
  • Instalment loans
  • Effective interest rate

Collecting information

  • Get the facts
  • Credible sources of information
  • Collecting information
  • The credit report
  • Inconvenient questions

Credit check

  • Disposable income calculation
  • Analysis

Decision

  • Grant or decline
  • Advanced information
  • Payment verification
  • Documentation

Knowledge test

Reservation policy

Confirmation of the registration is sent out via e-mail. Look into the spam folder if you can’t find it. If you don’t receive any confirmation, please contact us at info@contento.se. Registration for distance courses is binding and cannot be cancelled. Registration for teacher-led classes is binding, but not personal, and can be transferred to another person within the same company. In case of rebooking or cancellation later than four weeks before the start of the course, 50 per cent of the course fee will be charged. If you rebook or cancel later than two weeks before the start of the course, the entire course fee will be charged. The cost for sent material is always charged. Invoicing takes place upon notification with payment terms 30 days. The course is available for 12 months from the notification. In case of illness with lecturers for teacher-led classes, we reserve the right to move one or more course days to another occasion. We are happy to welcome you as a course participant with us at Contento!